How to become an insurance agent in Colorado
Colorado insurance agents are licensed by the Colorado Division of Insurance, Department of Regulatory Agencies (DORA). Here is what it takes to work as a licensed insurance agent in Colorado, from official sources checked November 4, 2026.
Part of the state's website could not be reached when we checked, so some details come from Colorado law and official forms. Confirm them on the official page before you apply.
Who can become an insurance agent in Colorado?
- Complete approved pre-licensing training for Life, Accident & Health, Property, Casualty or Personal Lines (unless exempt by designation or prior home-state license)
- Pass the Pearson VUE exam within one year of finishing pre-licensing
- Answer screening questions and document any criminal history or bankruptcy
- Lawful presence in the U.S. is no longer required for producer applications
Colorado insurance agent license requirements
| State license | Yes. Colorado licenses insurance producers through the Division of Insurance (Department of Regulatory Agencies), by line of authority. |
|---|---|
| Licensed by | Colorado Division of Insurance, Department of Regulatory Agencies (DORA) |
| License name | Resident Individual Producer license (lines: Life, Accident & Health, Property, Casualty, Personal Lines) |
| Education or training | Approved pre-licensing training is required for Life, Accident & Health, Property, Casualty and Personal Lines; courses are valid for one year. Hours are not stated on the Division or handbook pages reviewed. |
| Exam | Pearson VUE exam per line (about 2 hours each); take it after pre-licensing and before applying. |
| License term | Two years, ending on the last day of the birth month (first term 13 to 24 months). |
| Continuing education | 24 credits each two-year cycle starting with the second cycle: 18 in a licensed line, 3 ethics and 3 of choice; Property or Personal Lines holders need 3 hours in homeowners. |
How much does it cost?
| New resident license, per line of authority | $44 |
|---|---|
| Resident renewal, per line of authority | $27 |
| Exam fee (up to two exams in one session) | $41 |
Fees as listed by the state. Schools, courses, exam prep, insurance and equipment cost extra and vary by provider.
Steps to become an insurance agent in Colorado
- Complete approved pre-licensing training for each line
- Book and pass the Pearson VUE exam (give your school code)
- Apply online through Sircon or NIPR and pay the fee
- Upload documents for any screening question you answer yes
- Get appointed by an insurer
Apply on the official Colorado site
How do you check an insurance agent's license in Colorado?
- Search the name or license number on the official Colorado insurance agent license lookup.
- Check that the status is active and the name matches the person or company you're hiring.
- Ask how long they've been licensed and whether any complaints or discipline are on record.