How to become an insurance agent in Missouri
Missouri insurance agents are licensed by the Missouri Department of Commerce and Insurance. Here is what it takes to work as a licensed insurance agent in Missouri, from official sources checked November 4, 2026.
Who can become an insurance agent in Missouri?
- At least 18 years old
- Missouri resident
- Pass the required exam for each line
- Certain felony convictions require an 18 U.S.C. 1033 waiver
Missouri insurance agent license requirements
| State license | Yes. Missouri requires a resident insurance producer license from the Department of Commerce and Insurance; no pre-licensing course is required. |
|---|---|
| Licensed by | Missouri Department of Commerce and Insurance |
| License name | Resident Insurance Producer (lines: Life; Accident and Health or Sickness; Property; Casualty; Personal Lines) |
| Education or training | Not required; Missouri does not require pre-licensing courses. |
| Exam | Pearson VUE administers Missouri producer exams (single or combined Life/Health and Property/Casualty). |
| License term | 2 years (biennial renewal). |
| Continuing education | 16 hours each biennium, including at least 3 hours of ethics, completed before renewal. |
How much does it cost?
| Resident producer application fee | $100 |
|---|---|
| Pearson VUE single-line exam (Life, Accident and Health, Property, Casualty or Personal Lines) | $32 |
| Pearson VUE combined Life, Accident and Health or Property and Casualty exam | $40 |
| Renewal fee | $100 |
| Late renewal fee, per month | $25 |
Fees as listed by the state. Schools, courses, exam prep, insurance and equipment cost extra and vary by provider.
Steps to become an insurance agent in Missouri
- Find your exam code and register with Pearson VUE
- Pass the exam for each line you want
- Apply online through NIPR and pay the $100 fee
- Get appointed by an insurer
- Complete 16 CE hours, including 3 ethics, before each biennial renewal
Apply on the official Missouri site
How do you check an insurance agent's license in Missouri?
- Search the name or license number on the official Missouri insurance agent license lookup.
- Check that the status is active and the name matches the person or company you're hiring.
- Ask how long they've been licensed and whether any complaints or discipline are on record.