How to become an insurance agent in Pennsylvania
Pennsylvania insurance agents are licensed by the Pennsylvania Insurance Department. Here is what it takes to work as a licensed insurance agent in Pennsylvania, from official sources checked November 4, 2026.
Part of the state's website could not be reached when we checked, so some details come from Pennsylvania law and official forms. Confirm them on the official page before you apply.
Who can become an insurance agent in Pennsylvania?
- Complete approved pre-examination education
- Pass the PSI exam
- Fingerprinting at IdentoGO for an FBI background check (new resident producers)
Pennsylvania insurance agent license requirements
| State license | Yes. The state insurance regulator issues resident insurance producer licenses. |
|---|---|
| Licensed by | Pennsylvania Insurance Department |
| License name | Insurance Producer Resident - Individual (lines such as Life, Accident & Health, Property, Casualty) |
| Education or training | Approved pre-examination (pre-licensing) education is required, and the program must include at least 3 credit hours of ethics. Credits are valid for 1 year (31 Pa. Code 39a.7). The Department's temporary-license guide states 24 credit hours; per-line hours were not confirmed on current Department pages. |
| Exam | PSI administers the exams (test center or remote); the exam fee was not confirmed on an official page. |
| License term | 2 years, based on the licensee's birth month. |
| Continuing education | At least 24 credit hours during each two-year licensing cycle. |
How much does it cost?
| Individual Insurance Producer - Pennsylvania Resident, initial | $55 |
|---|---|
| Timely renewal | $55 |
| Lapsed license renewal | $165 |
| Additional line of authority | $25 |
Fees as listed by the state. Schools, courses, exam prep, insurance and equipment cost extra and vary by provider.
Steps to become an insurance agent in Pennsylvania
- Optionally request a preliminary eligibility review if you have a criminal record
- Complete approved pre-examination education
- Schedule and pass the PSI exam
- Apply online through Sircon or NIPR and pay the $55 fee
- Register with IdentoGO (service code 1KGBGJ) and get fingerprinted after applying
- Print your license once it is issued
Apply on the official Pennsylvania site
How do you check an insurance agent's license in Pennsylvania?
- Search the name or license number on the official Pennsylvania insurance agent license lookup.
- Check that the status is active and the name matches the person or company you're hiring.
- Ask how long they've been licensed and whether any complaints or discipline are on record.