How to become an insurance agent in Arizona
Arizona insurance agents are licensed by the Arizona Department of Insurance and Financial Institutions (DIFI), Insurance Licensing Section. Here is what it takes to work as a licensed insurance agent in Arizona, from official sources checked November 4, 2026.
Part of the state's website could not be reached when we checked, so some details come from Arizona law and official forms. Confirm them on the official page before you apply.
Who can become an insurance agent in Arizona?
- At least 18 years old
- Pass the exam for each line within one year before applying
- Electronic fingerprints for a state and federal criminal records check
- No grounds for denial under A.R.S. 20-295
Arizona insurance agent license requirements
| State license | Yes. Arizona licenses insurance producers through the Department of Insurance and Financial Institutions (DIFI); no pre-licensing course is required. |
|---|---|
| Licensed by | Arizona Department of Insurance and Financial Institutions (DIFI), Insurance Licensing Section |
| License name | Resident Insurance Producer (lines: Life, Accident & Health or Sickness, Property, Casualty, Personal Lines) |
| Education or training | Not required. DIFI does not set pre-licensing hours; applicants choose their own study materials. |
| Exam | PSI administers the Arizona exams (bulletin revised June 11, 2026), at test centers or by remote proctoring; at most 4 attempts per line in 12 months. |
| License term | Four years (quadrennial), expiring the last day of the birth month, 3 to 4 years after issue. |
| Continuing education | 48 credit hours per license period, including at least 6 hours of ethics (A.R.S. 20-2902). |
How much does it cost?
| License fee per license class (Insurance Producer) | $120 |
|---|---|
| Exam fee, single line (Life, A&H, Property or Personal Lines) | $50 |
| Exam fee, Casualty | $42 |
| Exam fee, Life/A&H or Property & Casualty combo | $59 |
| Fieldprint fingerprinting fee | $8.25 |
| FBI fingerprint processing fee (paid to DPS) | $22.44 |
| Late renewal fee | $100 |
Fees as listed by the state. Schools, courses, exam prep, insurance and equipment cost extra and vary by provider.
Steps to become an insurance agent in Arizona
- Review DIFI licensing requirements and the PSI bulletin
- Schedule and pass the PSI exam
- Apply online through NIPR and pay the $120 license fee
- Complete DIFI's electronic fingerprinting (Fieldprint) after applying
- Get appointed by an insurer
Apply on the official Arizona site
How do you check an insurance agent's license in Arizona?
- Ask for the license number and confirm it with the Arizona Department of Insurance and Financial Institutions (DIFI), Insurance Licensing Section.
- Check that the status is active and the name matches the person or company you're hiring.
- Ask how long they've been licensed and whether any complaints or discipline are on record.