How to become an insurance agent in Mississippi
Mississippi insurance agents are licensed by the Mississippi Insurance Department. Here is what it takes to work as a licensed insurance agent in Mississippi, from official sources checked November 4, 2026.
Part of the state's website could not be reached when we checked, so some details come from Mississippi law and official forms. Confirm them on the official page before you apply.
Who can become an insurance agent in Mississippi?
- Mississippi resident
- Complete 20 hours of pre-licensing education per line (Life line exempt since July 1, 2024)
- Pass the Pearson VUE exam within two years of applying
- Answer the application background questions
Mississippi insurance agent license requirements
| State license | Yes. Mississippi requires a resident insurance producer license from the Mississippi Insurance Department. |
|---|---|
| Licensed by | Mississippi Insurance Department |
| License name | Resident Insurance Producer (lines such as Life, Accident & Health or Sickness, Property, Casualty) |
| Education or training | 20 hours of pre-licensing education per line of authority (classroom or self-study); since July 1, 2024 (HB 819) the Life line is exempt. |
| Exam | Pearson VUE administers Mississippi producer exams at test centers in Mississippi and nearby states (Industrial Life exams are given by the Home Service Life Council). |
| License term | 2-year license period; renewal invoices are emailed 90 days before expiration. |
| Continuing education | 24 hours per license period, including 3 hours of ethics (12 hours if the license was in effect 18 months or less); no carryover. Producers 65+ with 25 continuous years licensed can apply for a CE waiver. |
How much does it cost?
| Resident insurance producer license (privilege tax) | $100.00 |
|---|---|
| Pearson VUE examination fee | $50 |
| Agent certificate of authority filing fee (from July 1, 2026, SB 2409) | $50.00 |
Fees as listed by the state. Schools, courses, exam prep, insurance and equipment cost extra and vary by provider.
Steps to become an insurance agent in Mississippi
- Complete the 20-hour pre-licensing course for each line that requires it
- Schedule and pass the Pearson VUE exam
- Apply for the resident producer license through NIPR or Sircon and pay the $100 fee
- Get appointed by an insurer (certificate of authority)
- Complete 24 CE hours before each renewal
Apply on the official Mississippi site
How do you check an insurance agent's license in Mississippi?
- Search the name or license number on the official Mississippi insurance agent license lookup.
- Check that the status is active and the name matches the person or company you're hiring.
- Ask how long they've been licensed and whether any complaints or discipline are on record.