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How to become an insurance agent in Oregon

Oregon insurance agents are licensed by the Oregon Division of Financial Regulation (DCBS). Here is what it takes to work as a licensed insurance agent in Oregon, from official sources checked November 4, 2026.

Who can become an insurance agent in Oregon?

Oregon insurance agent license requirements

State licenseYes. The state insurance regulator issues resident insurance producer licenses.
Licensed byOregon Division of Financial Regulation (DCBS)
License nameResident Insurance Producer (lines such as Life, Health, Property, Casualty; all lines on one license)
Education or trainingRequired: 20 hours of pre-license training per line of authority.
ExamPSI offers test-center and remote-proctored exams: $45 for a single line, $55 for combined tests. From August 3, 2026, remote-proctored tests require a smartphone as a second camera.
License termBiennial; individual licenses expire in the month of the licensee's birthday.
Continuing education24 hours each two-year renewal cycle, including at least 3 hours of ethics and 3 hours on Oregon statutes and rules.

How much does it cost?

Initial application (online at NIPR)$105
Renewal paid on time$60
Renewal if late$120
Fingerprints/background check (new resident applicants)$61.25
Exam, single line (PSI)$45
Exam, combined tests (PSI)$55

Fees as listed by the state. Schools, courses, exam prep, insurance and equipment cost extra and vary by provider.

Steps to become an insurance agent in Oregon

  1. Complete 20 hours of pre-license training for each line
  2. Schedule and pass the PSI exams
  3. Get fingerprinted at a PSI test center or through Fieldprint Oregon
  4. Apply online through NIPR after passing all exams
  5. Have the agency file an Affiliation of Producer within 30 days of hire

Apply on the official Oregon site

How do you check an insurance agent's license in Oregon?

Questions people ask

Do you need a license to be an insurance agent in Oregon?

Yes. Oregon requires a Resident Insurance Producer (lines such as Life, Health, Property, Casualty; all lines on one license) from the Oregon Division of Financial Regulation (DCBS).

How much does an insurance agent license cost in Oregon?

The fees the state lists include initial application (online at nipr) $105, renewal paid on time $60, renewal if late $120, fingerprints/background check (new resident applicants) $61.25. Schools, courses, exam prep and insurance cost extra and vary by provider.

How long does an insurance agent license last in Oregon?

Biennial; individual licenses expire in the month of the licensee's birthday.

How to become an insurance agent in other states

Sources: https://dfr.oregon.gov/business/licensing/insurance/Pages/producer-licensing.aspx · https://dfr.oregon.gov/business/licensing/insurance/Pages/fees-and-forms.aspx · https://dfr.oregon.gov/business/licensing/training-ce/Documents/candidate-bulletin.pdf · https://dfr.oregon.gov/business/licensing/training-ce/req/Pages/index.aspx · https://dfr.oregon.gov/business/licensing/insurance/Pages/renew-license.aspx. Expert Helper is not a government agency; rules change, so confirm with the state before you apply.