How to become an insurance agent in Minnesota
Minnesota insurance agents are licensed by the Minnesota Department of Commerce. Here is what it takes to work as a licensed insurance agent in Minnesota, from official sources checked November 4, 2026.
Part of the state's website could not be reached when we checked, so some details come from Minnesota law and official forms. Confirm them on the official page before you apply.
Who can become an insurance agent in Minnesota?
- At least 18 years old
- Minnesota resident
- Complete approved pre-licensing education for each major line (some insurance degrees are exempt)
- Pass the PSI exam (results valid three years)
- Fingerprint-based state and national criminal history check
Minnesota insurance agent license requirements
| State license | Yes. Minnesota requires a resident insurance producer license from the Minnesota Department of Commerce. |
|---|---|
| Licensed by | Minnesota Department of Commerce |
| License name | Resident Insurance Producer (lines: Life; Accident and Health; Property; Casualty; Personal Lines) |
| Education or training | 20 hours of approved pre-licensing education per major line of authority (Minn. Stat. 60K.36 and 60K.361); bring your course certificate to the exam. |
| Exam | PSI has administered Minnesota insurance pre-license exams since July 1, 2023; apply within 36 months of passing. |
| Continuing education | At least 24 credit hours of Commerce-accredited courses each licensing period (Minn. Stat. 60K.56). |
How much does it cost?
| Individual producer license per line (Life, Accident and Health, Property, Casualty or Personal Lines), initial and each renewal | $50 |
|---|---|
| Technology surcharge per initial license and renewal | up to $40 |
| PSI producer exam | $45 |
| Electronic fingerprinting at a PSI site | $66.75 |
Fees as listed by the state. Schools, courses, exam prep, insurance and equipment cost extra and vary by provider.
Steps to become an insurance agent in Minnesota
- Complete 20 hours of approved pre-licensing education per line
- Schedule the exam with PSI
- Bring your course certificate, pass the exam and get fingerprinted at the PSI site
- Apply online at sircon.com/minnesota within 36 months of passing
- Pay license fees and complete 24 CE hours each licensing period
Apply on the official Minnesota site
How do you check an insurance agent's license in Minnesota?
- Ask for the license number and confirm it with the Minnesota Department of Commerce.
- Check that the status is active and the name matches the person or company you're hiring.
- Ask how long they've been licensed and whether any complaints or discipline are on record.