How to become an insurance agent in Maryland
Maryland insurance agents are licensed by the Maryland Insurance Administration. Here is what it takes to work as a licensed insurance agent in Maryland, from official sources checked November 4, 2026.
Part of the state's website could not be reached when we checked, so some details come from Maryland law and official forms. Confirm them on the official page before you apply.
Who can become an insurance agent in Maryland?
- Maryland resident
- Pass the Prometric licensing exam for each line
- No pre-licensing course or experience requirement since October 1, 2024
Maryland insurance agent license requirements
| State license | Yes. Maryland requires an insurance producer license from the Maryland Insurance Administration; pre-licensing education was repealed effective October 1, 2024. |
|---|---|
| Licensed by | Maryland Insurance Administration |
| License name | Insurance Producer (resident) with lines of authority such as Life, Health, Property, Casualty, Personal Lines |
| Education or training | Not required; Chapters 873/874 of 2024 repealed the pre-licensing education and experience requirements effective October 1, 2024. |
| Exam | Prometric administers Maryland insurance producer exams; all exams are also offered in Spanish. |
| License term | 2 years; licenses expire every other year on the date on the license. |
| Continuing education | 24 hours each 2-year term (21 hours in your lines plus 3 hours of ethics), tracked by Prometric. |
How much does it cost?
| Producer license, initial | $54 |
|---|---|
| Producer license renewal (includes $15 fraud fee) | $69 |
| Reinstatement (late renewal) | $169 |
Fees as listed by the state. Schools, courses, exam prep, insurance and equipment cost extra and vary by provider.
Steps to become an insurance agent in Maryland
- Review Prometric's Maryland exam content outlines and prepare
- Schedule and pass the Prometric exam for each line
- Apply online through NIPR
- Pay the $54 initial license fee
- Print your license from the NAIC license manager
- Renew every 2 years with 24 CE hours
Apply on the official Maryland site
How do you check an insurance agent's license in Maryland?
- Ask for the license number and confirm it with the Maryland Insurance Administration.
- Check that the status is active and the name matches the person or company you're hiring.
- Ask how long they've been licensed and whether any complaints or discipline are on record.